You Can Pay for Your Health Now, Or You Can Pay For it Later

I recently had an alarming realization. Alarming for two reasons: first, this realization isn’t new, it’s been building for years. And second, it’s getting worse. We live in a culture that often places value on the wrong things, and we do it at the expense of our health.

Published: Aug 2019
Last Updated: Apr 2026

This really came into focus during a conversation that caught me off guard. Someone referenced a television show, and when I didn’t understand, I explained that I don’t watch TV. That simple statement turned into confusion, then disbelief, and eventually a comment that stuck with me: “I don’t know if I can trust someone who doesn’t watch TV.”

I remember thinking: how did we get here? When did something like television become a measure of normalcy, or even trust? It wasn’t the comment itself that bothered me, it was what it represented: a culture that assumes participation in certain habits is not only expected, but necessary.

I’m not against television. I’m not against entertainment. I’m not against technology. What I’m against is the idea that these things should take priority over the fundamentals that actually sustain us. Fundamentals of our health, our time, and our ability to think clearly.

What We Value vs. What Actually Matters

There is nothing inherently wrong with enjoying nice things. A new phone, a reliable car, even a well-made piece of clothing. None of these are problems on their own. The problem begins when those things are prioritized over what actually keeps us functioning.

In that same conversation, I couldn’t help but notice the details. Brand names were visible. The vehicle was new. The phone was likely upgraded regularly. Again, nothing wrong with any of that, but it raised a question: are we taking care of our bodies with the same level of attention?

Because more often than not, the answer is no.

We are quick to invest in appearances, convenience, and social expectations. But when it comes to food quality, nutrition, and long-term health, suddenly the conversation changes to affordability.

The Financial Illusion

“I can’t afford to eat healthy” is something I hear all the time. But when I hear that, I don’t just hear a financial limitation: I hear a priority decision.

Because when you actually look at how money is being spent, a different picture usually appears.

There’s the monthly subscription for television or streaming services. The upgraded phone that gets replaced every couple of years. The car payment that somehow became “normal,” even when it rivals rent. Eating out multiple times a week because it’s easier than cooking. Convenience purchases that save time, but quietly drain money.

Individually, each one seems reasonable. Together, they can easily exceed what it would cost to consistently buy higher-quality food.

But when it comes to food—that’s where the line gets drawn.

That’s where people say, “I can’t afford it.”

I don’t say this to criticize. I say it because I’ve made different choices, and I’ve seen the difference. I don’t pay for things I don’t need. I don’t upgrade devices just because it’s expected. I don’t spend money to keep up appearances. I don’t even own make up.

I spend my money where it matters most: on what goes into my body.

Because at the end of the day, I can replace a phone. I can replace a car. I cannot replace my body.

Convenience vs. Nourishment

Convenience is one of the most expensive habits we have. Not just financially, but biologically.

Fast food. Pre-packaged meals. Protein shakes grabbed on the way out the door. Fast food drive-through. These are often treated as normal parts of daily life. But most people never stop to ask what they’re actually consuming.

It’s easy to assume that something labeled as “healthy” must be a good substitute for real food. But many of these products are built for shelf life and taste, not nourishment.

And yet, they’re chosen again and again because they save time.

Choosing real food is not always convenient. It means planning meals. It means cooking. Sometimes it means going to more than one store to find what you need. It takes effort, it takes time, and yes, it can take money.

But that effort has a return. A real return on investment.

Once you start consistently eating real, whole foods, your body notices. Energy stabilizes. Cravings change. You begin to understand what actual nourishment feels like.

And once you experience that, it becomes harder to justify replacing it with something that was designed for convenience instead of health.

There’s also a practical side to this that often gets overlooked. Food has to go somewhere once you eat it. If most of what you’re eating is built from highly processed ingredients that are energy-dense but not very satisfying, you may find yourself hungry again sooner than you expect. That often leads to eating more—not because you lack discipline, but because the food itself wasn’t very nutrient satisfying to begin with.

Over time, that pattern matters. More frequent eating, higher overall intake, and lower-quality nutrition can quietly stack up. It doesn’t happen overnight, but it doesn’t need to.

This is one of the reasons why having real food prepared ahead of time can make such a difference. When you have something nourishing ready to go, you’re far less likely to default to whatever is fastest or most convenient in the moment.

What We Put In and On Our Bodies

There’s another layer to this that often gets overlooked: what we put on our bodies.

Cosmetics, fragrances, personal care products including hair products, these are often treated as harmless, or even necessary. But they are also an ongoing expense, and one that many people never question.

At the same time, many of these products contain ingredients that people don’t recognize, don’t research, and use daily without a second thought.

So while money is being spent on products designed to improve appearance, very little attention is given to the internal factors that actually influence how we look—nutrition, hydration, sleep, and overall health.

There’s an irony there.

We try to create the appearance of health externally, while neglecting the internal conditions that produce it.

Health doesn’t come from covering things up. It comes from supporting the body in a way that allows it to function properly.

Learned Behavior and the Next Generation

These patterns don’t exist in isolation. They are learned, repeated, and passed down.

Children observe what we prioritize. They learn what food looks like, what meals are supposed to be, and how often convenience replaces preparation. They learn whether discomfort is addressed at the source or simply covered up.

Research has shown that dietary patterns can influence development, behavior, and long-term health outcomes1-3. These are not new concepts. They’ve been studied for decades.

Yet in everyday life, they are often ignored because change requires effort, and effort is something our culture has been conditioned to avoid.

The Role of Media and Environment

Television is just one example, but it illustrates a broader point.

Media—whether it’s television, advertising, or digital platforms—shapes perception. It influences preferences, normalizes behaviors, and reinforces consumption patterns.

Studies have associated increased screen time with changes in dietary habits, sleep patterns, and cognitive outcomes in certain populations4-6. Exposure to food advertising, especially in children, has been shown to influence brand preferences and eating behavior7.

This doesn’t mean television is the root of all problems. It means that repeated exposure influences behavior—and most people underestimate how much.

The question isn’t whether to eliminate these influences entirely. The question is whether we are aware of them, and whether we are intentional about how much we allow them to shape our decisions.

Short-Term Savings vs. Long-Term Cost

Many of the choices we make are driven by short-term thinking.

Cheaper food. Faster meals. Easier options. Lower upfront cost.

But those decisions don’t exist in a vacuum.

Over time, patterns of poor nutrition, inactivity, and chronic exposure to lower-quality inputs can contribute to long-term health challenges. While not every condition is preventable, many are influenced by lifestyle.

And when those consequences show up, they are rarely inexpensive—financially, physically, or emotionally.

This is where the core idea becomes clear:

You can pay for your health now, or you can pay for it later.

So what does this actually look like in practice?

What Can You Actually Do?

You don’t need to overhaul your entire life overnight—but you do need to start being honest about your choices. Start with a few intentional changes and build from there.

1. Look at your spending honestly.
Take a week and track where your money actually goes. Not what you think—what you actually spend. Subscriptions, eating out, impulse purchases. Do you really need multiple streaming services at the same time? Could you rotate between them instead of paying for all of them every month? Small adjustments like that can free up more money than you expect.

2. Replace convenience meals, one at a time.
You don’t have to cook every meal from scratch immediately. Start with one meal per day. Then two. Build the habit instead of forcing it.

3. Work up to meal prepping.
Once you get more comfortable cooking, set aside one day a week to prepare meals in advance. Cook in batches, portion them out, and store them in the refrigerator or freezer. That way, when life gets busy, you still have real, nourishing food ready to go—without relying on takeout or packaged options.

4. Read one ingredient label a day.
Pick one product you use regularly and look up what’s in it. Not everything needs to be eliminated—but awareness changes decisions over time.

5. Reduce, don’t eliminate.
You don’t have to cancel everything or give up every convenience. But reducing unnecessary expenses—even slightly—can free up more than you expect.

6. Prioritize sleep and basic habits.
Nutrition matters, but so does sleep, movement, and consistency. These are foundational—and often ignored because they aren’t convenient.

7. Be intentional with your time.
Whether it’s television, social media, or anything else—pay attention to how much time it takes. Ask yourself if that time is serving you, or just filling space.

8. Start small, but start.
You don’t need perfect conditions to make better decisions. Small changes, repeated consistently, have a larger impact than extreme changes that don’t last.

The Tradeoff We Don’t Talk About

Most people don’t think of their daily choices as tradeoffs—but they are.

Every time you choose convenience over quality, you are making a trade. Every time you choose appearance over nourishment, you are making a trade. Every time you say “I can’t afford healthy food” while spending money elsewhere, you are making a trade.

And those trades add up over time.

Some of the consequences are immediate. Others take years to show up. But they do show up.

And when they do, they are rarely cheap, easy, or convenient to deal with.

This is why I say this as plainly as possible:

You can pay for your health now, or you can pay for it later.

No one is forced into one path or the other. These are decisions we make, often without realizing it.

I’m not perfect. I don’t do everything right. But I am intentional about what I prioritize.

Because in the long run, there is no investment that matters more.

For Health,
Tober

References:

1. Innis SM. Dietary omega-3 fatty acids and brain development. Brain Res. 2008;1237:35–43.

2. Stevens LJ, et al. Essential fatty acids in children with behavioral disorders. Am J Clin Nutr. 1995;62(4):761–768.

3. Nyaradi A, et al. Nutrition and neurodevelopment in children. Front Hum Neurosci. 2013;7:97.

4. Tremblay MS, et al. Sedentary behavior and health outcomes. Int J Behav Nutr Phys Act. 2011;8:98.

5. Falbe J, et al. Screen time and dietary intake in children. Pediatrics. 2015;135(2):e367–e375.

6. Hoang TD, et al. Television viewing and cognitive decline. Sci Rep. 2016;6:33163.

7. Boyland EJ, et al. Food advertising and consumption behavior in children. Am J Clin Nutr. 2016;103(2):519–533.

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